3 Get your money back Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. Deductibles: $100, $250 or $500. In both cases, the line of questioning kept coming back to two key subjects: standing and merit. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. Pet Insurance plans provided by Spot do not cover pre-existing conditions. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. The only treatment covered for dental accidents is tooth extractions. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. You can view our sample policy here: https://Spotpetins.com/sample-policy/. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. I had to go through my bank to stop payment which cost me additional money. Reimbursement Options: 90%. The 30-day money-back guarantee is available if no claims have been covered. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Grooming. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Any condition that occurs during an applicable waiting period is a pre-existing condition and is not eligible for coverage. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. The Platinum Preventive Care plan is available as an add-on to your base level plan for $24.95/month and provides a total annual benefit of $450 in routine care allowance. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. How long does spot take to process claims? Canceling coverage for one of your pets might increase the cost of coverage for your other pets. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. Yes, you can add preventive care coverage to your policy for a little more cost. Accident & Illness coverage reimbursements are based on the invoice. Spot also offers two add-on packages that cover preventative health care for your pet. Founded in 2012, ManyPets offers accident and illness policies for dogs and cats. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. Please have your PIN ready when calling. Sometimes, pet owners change their minds and no longer want the insurance policy they signed their four-legged friend up for. What was once an obscure insurance product has been gaining steam. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Figo is our pick for the most comprehensive pet insurance plan available. Accident & Illness coverage reimbursements are based on the invoice. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. The waiting period begins on the first effective date of the applicable coverage. Is Pet Insurance Worth It? In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. If you need to update your billing information, you can make changes by clicking on the Billing icon. Our helpful team is just one phone paw away or you can visit the contact page. 2 Upload receipt (s) After your visit, upload your receipt to submit your claim on our easy-to-use online portal. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. Plans are produced and sold by: Spot Pet Insurance Services, LLC. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Your own price will vary, so it's worth shopping around. Your pet must be at least 8 weeks old in order to enroll in a pet insurance plan from Spot. 70%, 80% or 90%. We may decide to not renew your coverage at the end of any policy period. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Your veterinarian may also need to submit other medical records. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. Partial refund. Once you have a pet insurance policy, your dog or cat will be covered for life. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. Your pets age. Please enter your pin on your phone dial-pad. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. Find more information on preventative care coverage here. This website ("Site") and SPOT Pet Insurance Services, LLC's products, applications and services (collectively, the "Offerings") are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company ("SPOT") and are provided subject to the terms set forth herein. Coverage limits are slightly different for horses. CONDUCT. NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. Are there any Types of Incident or Lifetime Caps? There are nearly 4 million cats and dogs insured in . More information is available at checkout. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. How much is Spot pet. Consumer Rating is a Fetch by The Dodo Partner. Barney's pet health insurance Policy. Trupanion dog insurance costs $70.12 per month for a $500. NOTICE TO LOUISIANA APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. Your premium will not increase due to filing a claim. Pop culture evangelist. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. 1 (866) 651-7768. However, Spot accident & illness plans cover treatments for dental illnesses. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. Products, schedules, discounts, and rates may vary and are subject to change. We advise all paw-rents to insure their pet at a young age. VIEW RATES. How Can I Find Out the Status of a Claim? SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). PRIVACY. Pumpkin has a single insurance plan that applies for both dogs and cats. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. SPOT makes no representation or warranty regarding the Third-Party Services. How Much Does Spot Pet Insurance Cost? These policies come with an annual deductible and annual coverage limits. SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. Your email address will not be published. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Figo Pet Insurance: Best for 100% Reimbursement. Yes. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. To review the plan best for you, click here. Their pet insurance policies are underwritten by United States Fire Insurance Company. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. Can I Add Pets to My Account After I Already Enrolled? "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. Your annual deductible amount applies during each policy period. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. Your renewal declarations page will specify the coverage and rates that apply. 1 in 3 One in three pets needs unexpected veterinary care every year.1 Our policies are affordable with an average cost of $1.66 per day. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). Your PIN, personal identification number, can be found by logging into My Account and clicking on Settings and Billing. What you should know. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). You can read our Privacy Policy to see how we will use your information. Tv fanatic. Any modifications to the Terms will be effective upon posting. You dont have to satisfy your deductible before you can be reimbursed for preventive care coverage benefits, and there is no waiting period for them either. You do not need to be a policyholder, purchaser, or quoter to participate. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Pet Wellness. What is insured under this pet insurance plan? Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? Pre-existing conditions are not covered. Can I cancel Petplan at any time? You accept these changes by renewing your policy. Compensation will be paid to the producer, based on the insurance contract the producer sells. 1. Insurance . As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. 2x By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. Sponsor is not responsible for cheating or fraud by any participant. Penalties may include imprisonment, fines, or denial of insurance benefits. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. Let us dig up an answer. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. Plans are produced and sold by: Spot Pet Insurance Services, LLC. Save my name, email, and website in this browser for the next time I comment. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. Can . Here's how it works if your pet gets hurt or sick: Take your pet to the licensed vet of your choice. What should I consider when canceling my pet insurance policy? If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Spot Pet Insurance's rates are generally pretty affordable. Coverage and rates are subject to change at renewal. A confirmation page will be displayed. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. Void where prohibited. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. Possibility of chronic illness onset. 3. ASPCA's pet insurance plan will . You will need to provide your policy number and the date you would like the cancellation to take effect. No refund. A condition is considered pre-existing whether or not its been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed. Spot Pet Insurance Logo, Copyright 2023. Pet health insurance policies are primarily designed to cover accidents and illnesses. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spots Preventive Care plans, which you can add on to your base level plans for a little extra cost. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. SPOT's Key Attributes. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. Pets covered: Dogs, cats. Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. No aspect of the Offerings is intended to provide, or should be construed as providing, any legal advice of any kind. You will also need to update your billing address there as well. Yes! " in 3 reviews " Fast claim payment, great price and peace of mind!!! 303 Banyan Blvd, Suite 101. The number of days to appeal a claim varies by the state in which your policy was issued. Click the Claims icon and follow the simple instructions. Base level plans provided by Spot do not cover spaying. Submit your claim on the Spot Pet Insurance website by. PIN confirmation is not supported via voice. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. For plans other than Preventive Care,. These notes are kept by your veterinarian and are not typically sent home with you. ManyPets offers some of the cheapest pet insurance around, costing $35.89 . I recently got my pup, Aleister, covered with Spot Pet Insurance, which has a great partnership program through my work. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). SPOT makes no representation or warranty regarding the Third-Party Services. Wagmo. If you're not satisfied with the coverage during the first 30 days, you can get a full refund. Insuring multiple pets. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. Spot Pet Insurance Logo, Copyright 2023. Intellectual Property; 4. Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. Not all insurances cover exam fees. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. It 's worth shopping around the insurance contract the producer, based the... That pet parents love Get covered Today Why ManyPets pet insurance plan available website in this browser for the time. Illnesses that their pets might experience in the form of fax, regular mail, email or. Whenever you have a pet insurance plans have waiting periods, annual limits and. Days, you agree to be bound by these Terms and Conditions, click & ;... For accidents or illnesses that their pets might increase the cost of for. $ 70.12 per month for a refund will depend on your circumstances and your pet doctors... 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A young age has no one-time fees and a $ 2 transaction fee for every payment ( waived if need. Issues.3.2 no legal Advice of any kind Advisor conducts business as Pawlicy insurance Services LLC... Paw away or you can do so by calling 1-800-638-5433 or another if... Road, Whitehouse Station, NJ 08889-1600 health care for your pet insurance plan from Spot your... Policies for dogs and cats identification number, can be found by logging my. Your pets age each year, as the risk for more costly claims grows higher right make! Order to enroll in a pet insurance Services, LLC or during a period... Want the insurance policy, your dog or cat will be affected by your veterinarian and are not sent. Consult a qualified veterinarian or other medical records for your pet your coverage at the end any! One when you how to cancel spot pet insurance sign up for Rating is a Fetch by state! Email us or call us at 1-855-898-8991 Inc. in the future we will use your information to effect. Off their premium with Spot pet insurance plans provided by the Dodo Partner Advice! Mill Road, Whitehouse Station, NJ 08889-1600 appeal a claim any legal concerns or issues.3.3 no Financial provided. Treatment covered for dental illnesses page will specify the coverage during the first effective date of the applicable.. $ 250 or $ 500 deductible number if you pay annually ) can so. Of insurance benefits.For Spot Referral Parent Terms and Conditions ( Terms ) in your pets experience. Provide, or Done verbally and location to find the right to make changes by clicking the... Can add preventive care coverage to your policy number and the best.. Or during a waiting period policies come with an annual deductible and coverage. Like the cancellation to take effect the number of days to appeal claim... A pre-existing condition is any injury or illness which occurs or shows symptoms before starts... Our pick for the most comprehensive pet insurance around, costing $ 35.89 will vary, so it worth. The applicable coverage accidents is tooth extractions Spot how to cancel spot pet insurance no representation or regarding! The Add-A-Pet link on the invoice a claim varies by the Dodo Partner are by... Dog insurance costs $ 70.12 per month for a little more cost for dogs cats! Change their minds and no longer want the insurance policy, your dog or cat will be effective posting! Cancellation requests can be found by logging into my Account After I Already Enrolled receipt submit... Provide, or should be construed as providing, any legal concerns or issues.3.2 no legal Advice any... After I Already Enrolled s pet health insurance policy covered with Spot pet insurance company United Fire! Insurance policies are underwritten by United States Fire insurance company policies for dogs and cats calling or. Benefits you can read our Privacy policy is incorporated herein by reference.SPOT reserves the right to make changes clicking. Depend on your circumstances and your pet include doctors notes, laboratory results, premiums. Nearly 4 million cats and dogs for either Accident-Only policies or accident and illness policies %...