I'm honestly sooo confused too you can literally find multiple threads of basically the same people bashing enhypen to shreads especially Jay, Sunghoon and maknae/minor Ni_Ki, saying some of the most vile things I've ever seen, it's actually insane like I don't understand this hypocrisy and double standard like it's the same on twitter like I've seen majority of I-engenes support it but those . "My bf 'borrowed' my car without my permission last month." "I was traveling and his car was at the shop so he took my car to hang out with friends without asking me." "I'm sure he was drinking but he denies it and last week I got a speeding bill for $115 and the speed camera time was the same time I was out of town so I knew he . Just because it's in your name doesn't mean it isn't community property. My boyfriend was driving my car he took the car without permission and got into an accident and the damage to a offense now I'm being sued what can I do about it and if I tell them my boyfriend was driving without permission can he get locked up. I wasnt driving I wasn't even there! Ask Your Own Criminal Law Question. There is no cost or obligation for meeting with one of our qualified car accident attorneys in Knoxville. . Quotes and offers are not binding, nor a guarantee of coverage. Auto insurance policies will not cover a vehicle that is used by an unlicensed driver unless the vehicle is listed as being stolen by them. The most important thing is that you dump this boyfriend. Why not move the separation or divorce action forward, and seek an Order awarding you the car? . Who is Liable if an Object Falls off a Passing Vehicle and Hits My Car? show : hide);star1[1].setAttribute('class', score >= 1 ? Make it harder for someone to steal your car by: Claims involving stolen vehicles can quickly become complicated. New comments cannot be posted and votes cannot be cast. 5. I'm out of town and 12hrs from home by plane. If your roommate (or girlfriend/boyfriend, etc.) The idea is that a motor vehicle is a dangerous instrument and when you allow someone else to operate your vehicle, you are responsible for its use. He ignored multiple attempts at getting ahold of him then called hours later and said he was underneath my car and that's why he couldn't answer. Secondly, he stole your car. You should contact your insurer to find out exactly what they cover and what your liabilities may be if you let a friend or family member borrow your vehicle. Will my car insurance policy cover damage done by a shopping cart? Attorneys that receive reviews from their peers, but not a sufficient number to establish a Martindale-Hubbell Peer Review Rating, will have those reviews display on our websites. In a few days, your car or truck is repaired and you dont think about it again until six months later when you are served with a Complaint because the person your sister or neighbor hit is suing you. I currently dont even have any words to say to him. Of course but we dont recommend it. The fact the your boyfriend was involved in a crash which resulted in your car being written off will be classed as an aggravating factor which can only go towards . information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you. While it is important not to jump unnecessarily to conclusions, you also need to act without delay to protect your financial assets. Dangerous Instrumentality Doctrine (DID), a legal concept also known as vicarious liability, specifies that a person is strictly liable for the injuries that result from negligent operation of their vehicle by a person to whom he or she granted custody or operation. Are we entitled to 100% refund of our earnest money if the reason for cancellation of the purchase contract is due to evidence of termite formation from a home inspection? If the other parent takes the kids out of . Have you been caught/convicted of drink driving? While nothing is guaranteed, a thief will often look for easy marks, rather than pursue a more difficult target. Ms. Joanna Marie Mitchell (Unclaimed Profile). Being around him is never fun. 6 ANSWERS. Copyright 2014-2023|USInsuranceAgents.com|113 Cherry Street, #37960 Seattle, Washington 98104-2205|Privacy Policy|Terms & Conditions|CCPA. My boyfriend took my car friday and now he won't return it. When I went outside this morning, my car was gone. My boyfriend is under my insurance. Doesnt that count for anything?? Your insurance company may or may not accept the claim but the only way that you can avoid criminal prosecution for a hit-and-run accident is to proactively consult with a local criminal defense attorney who specializes in traffic matters in the jurisdiction where your boyfriend had the accident. Need help with your relationship? Secured with SHA-256 Encryption Cookie Notice Can I do anything about this? A: There may also be laws in regards to taking a vehicle without permission which you see more often when a kid takes his parents vehicle without permission No, not exactly, it's just that cops and prosecutors are going to be hesitant to charge anyone with theft when there's a personal relationship involved. Answer (1 of 111): Question:My friend borrowed my car for an hour and never returned it. . Martindale-Hubbell validates that a reviewer is a person with a valid email address. You can sue someone for recording you in a conversation that you perceived to be private and did not consent to the recording. The maximum penalty for this offence in Ontario is 6 months jail time and/or a $5,000 fine. Help? I tried to tell this to the cop, but the moment I said ex boyfriend he just rolled his eyes and said that this is a civil matter and that the police dont deal with that. 2.) Simply file the claim as you normally would. If it is your car and your name is on the Working on your car? Make a report to the police. uses the car regularly, the insurance company may scrutinize the case. A: Please consider the following: 1.) I told off the cop, kind of and thanked him for keeping our . What does this mean? Who Can Be Liable for a Crash Caused by a Vehicle Recall? of the legal services to be performed is greater than the quality of legal services Supplemental Terms. I had to get a ride home from a co worker while my boyfriend was out and about in my car for 4 hours without my permission. For more information, please see our To summarize: The types of car insurance that follow the car in Florida are collision, comprehensive, and property damage liability. Thats not illegal? She is driving my car, but it is in my name only. Do Not Sell or Share My Personal Information. Generally, you cannot take your kids out of the state, even for a short period of time, without the other parent's permission, unless the court order specifically says you can. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company. If so, they might be included on your insurance and the damages will be covered just like if you were the one behind the wheel. Skip to content (888) 574-2060 The disadvantage of this option, and why it is actually the most difficult choice, is that your teen will be subject to the full penalty of the law. Youll be expected to deal with the fallout, from disciplining your pet to paying for injuries the jogger may have sustained. That is never a good idea when dealing with law enforcement or the courts: you are free to keep your mouth shut, but you are not free to lie. 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I think the issue is that he broke my trust. Sometimes he uses it for small things like when he didnt have a ride from the hospital to home so he used it for a uber without . show : hide);count.textContent = 'out of ' + payload.reviews_count + ' reviews';}}}function send_with_ajax(the_url) {var httpRequest = new XMLHttpRequest();httpRequest.onreadystatechange = function() {alertContents(httpRequest);};httpRequest.open("GET", the_url, true);httpRequest.send(null);}send_with_ajax("https://www.avvo.com/attorney-badges/v3/lawyers/client-rating/1246039");})(window); 2023 Lowman Law Firm, all rights reserved. You can report it as stolen, but then you would be telling something less than the truth. Laws may vary from state to state, and sometimes change. Insurance information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. Diego Cardenas-Leon, 23, is charged with video voyeurism. My two things I asked of him were simply Not to have anyone in my car, and that if he was going to take my car somewhere to PLEASE let me know. What should I do? When someone steals your car or drives it without your permission, there are a number of issues to consider. Ask for FREE. He obtained a driver's license with my address but he did not stay with me consistently and didn't store his belongings at my house. My ex drove my car without my permission and withdrew money from an atm using my debit card. Notable: This rating indicates that the lawyer has been recognized by a large number of their peers for strong ethical standards. My boyfriend hit a man due to a bus letting him out in the middle of the street but didn't stop and left the scene of the crime . Privacy Policy. For more information on Martindale-Hubbell Client Review Ratings, please visit our Client Review Page. If you had insurance and are sued by whomever your boyfriend hit, you need to provide that paperwork to your insurance company, immediately. show : hide);star2[1].setAttribute('class', score >= 2 ? California Vehicle Code 10851 - Driving Without The Owner's Consent/Joy Riding. Why Delaying Treatment After a Crash Can Damage Your Claim. You ask yourself, why am I being sued? It is important to check with your insurance company to be sure you understand your liability risks if someone else drives your car and causes an accident. While I was sleeping. It said: guess you wont be able to get to work to see your new boyfriend now, huh?. Tell the police that your boyfriend has A SET OF KEYS! Your policy only covers "permissive" drivers with a valid license. Disclaimer: I frantically called my landlord, asking if hed for some reason spontaneously decided to have me towed, but no. If you hold the title than the car is yours. Details for individual reviews received before 2009 are not displayed. The next day he towed it to his shop, never telling her, although she asked, how much the tow would be. Your friend. We strive to help you make confident insurance and legal decisions. Advertiser Disclosure: We strive to help you make confident insurance decisions. It seems petty but he was manipulative and lied to me during the entire relationship. Press J to jump to the feed. With the vehicle and the insurance attached to it under your name, you silently agree to bear the consequences of your associates actions when you pass over the keys. Retain a good family law attorney: it's almost always worth the investment. show : hide);star5[1].setAttribute('class', score >= 5 ? Should you be uncomfortable offering the use of your vehicle to a friend or family member, consider giving them a ride if your schedule allows. Can I Sue for PTSD After a Car Crash That I Did Not Cause? Then Report it. mmmmmm you mean your EX boyfriend !!!! You can make a motion to the family court to allow you use of that car if you have no other. The licensed attorneys at Greg Coleman Law discuss different scenarios and how each may impact your liability in a car crash. Two things: 1. If your car is involved in an auto accident, then you, as the vehicle owner, may be held liable for any damageswhether youre behind the wheel or not. Lawyers solicited for peer reviews include both those selected by the attorney being reviewed and lawyers independently selected by Martindale-Hubbell. TALLAHASSEE, Fla. (WCTV) -- A Tallahassee man is accused of taking a picture of his then girlfriend without her permission. He took my car without asking me and got into an accident which was allegedly a hit and run. No. Given that, do what you want to do. Multiple Policies To Get Enough Coverage? Comparison shopping should be easy. He has had permission in the past but not specifically for thisparticular time. I have never counseled a client to lie and I am not telling you to lie. The fact of taking the car without permission is something you will have to deal with privately, but at least your insurance company will handle the claim. This is the only thing i have solid proof on out of several other instances of him taking money from me. 3.) Our opinions are our own. It may be commonly thought that car insurance follows the driver, but it does not with one exception. Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. With offices located throughout central Florida, we have successfully served clients all over the state. New comments cannot be posted and votes cannot be cast. For more information on Martindale-Hubbell Peer Review Ratings, please visit our Ratings Page on Martindale.com and our Frequently Asked Questions. However, if you loaned your car out to someone not covered under your insurance policy, then coverage may apply. If this is the only thing that's off between you two, I don't think it's break up worthy. Such was certainly the case for Redditor Username-34654, who's daughter and wife never bonded like he hoped they would. That said, you need to understand that if you tell the police that your boyfriend took your car, without your permission, you are telling your insurance company that they are not responsible for the claim. Unless you make it known that the child did not have your permission to use the car there will not be any questions asked about it. Which states have motorcycle helmet laws? All insurance rates, products, and services are presented without warranty and guarantee. show : hide);star4[0].setAttribute('class', score >= 3.5 ? If a family member or friend does not have your car, did you leave it parked in a different place than usual and simply forgot the location? What am I supposed to do now??? It is an issue to be dealt with during the divorce proceedings. File for divorce and a temporary order. That is never a good idea when dealing with law enforcement or the courts: you are free to keep your mouth shut, but you are not free to lie. That said, you need to understand that if you tell the police that your boyfriend took your car, without your permission, you are telling your insurance company that they are not responsible for the claim. I agree with you, especially since you say he was unreachable and he isnt a mechanic with the excuse he offered. auto insurance, show : hide);star5[0].setAttribute('class', score >= 4.5 ? It was parked at the time the cops showed up. My ex-boyfriend took my car without permission and totaled it out i am on a fixed income and cannot afford to pay to - Answered by a verified Lawyer. This is the only thing i have solid proof on out of several other instances of him taking money from me. It ensures the victim gets assistance in getting the recovery that they are entitled to. I had another one about two weeks later and my Neurologist and Doctor have told me that I cant drive until we rule out a seizure disorder. Maybe your sisters car is in the shop or your neighbor needs to borrow your truck to pick up his new home theater system. It is important to check with your insurance company to be sure you understand your liability . You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. 1. {"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What to do if my boyfriend took my car without permission, hit a person but took off and now the police are asking me to contact them? Whether it's romance, friendship, family, co-workers, or basic human interaction: we're here to help! 0 out of 500 characters I live in a major city and I know the cops have more important things to deal with than a stolen car, but this just seems so wrong to me. One common thing that I've seen over the course of the last twenty-five years is . If you live in a marital (=community) property State, your wife likely has a one-half interest in the vehicle regardless of whose name is on the title. Fraudulent uses of . He doesnt have a car so I thought he would be grateful to get to even have a car for a lil while each day. For a second offence of driving with excess alcohol within 10 years and a breath reading of 130 sentencing guidelines suggest a driving disqualification of 26-60 months AND a high level community order OR up to 26 weeks in custody. Log In. The police towed it and I never heard anything. Call our firm to learn about your legal options, including whether you may be able to recover compensation for your injuries and other losses. Once you are under arrest, the least of your worries will be whether or not your actions "upset" your boyfriend. Reddit and its partners use cookies and similar technologies to provide you with a better experience. You are not obligated to have us represent you, but if we do, you can do so and pay no money up front. Please explain why you are flagging this content: * This will flag comments for moderators to take action. Consumers: Ask Lawyers Questions and Get Answers for Free! If someone else drives your car . Main Brooksville Office:31 S. Main Street Brooksville, Fl 34601352-796-0016, Crystal River Office:600 SE US Highway 19 Crystal River, FL 34429352-651-5111, Dade City Office:14233 7th St. Dade City, FL 33523352-437-7777, 31 South Main St.Brooksville, Florida 34601. In short, you'd have to pay damages out of your own pocket. situation. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Because his son needed to be dropped somewhere ASAP. As you can see, taking a motor vehicle without consent is a serious criminal charge in Ontario, and can have a significant impact on your life if you are found guilty. As a condo owner, what additional insurance do I need besides my association's master policy. Privacy Policy. Some examples of personal information that someone might use are your Social Security number, credit card and banking account numbers, usernames, passwords, and patient records. Simply file the claim as you normally would. Unlike the Talk to him. Call for your free consultation to learn about your legal options. He got it stuck in the sand. Posted on behalf of Greg Coleman Law on Feb 23, 2021 in Auto Accident. See what other people are asking and the advice they're getting. He didn't ask my permission or tell me where my car would be. I asked the cop if there was anyone else I could talk to, and he said no and left. The Motor Vehicle Administration answer is that if the vehicle title was properly assigned to dad, he owns the car no matter who has been driving it. Now Im out of a car. If your court order does not address this issue, then the other parent is likely not allowed to leave the state with your child, unless you give him permission. Find the right lawyer for your legal issue. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site. Press question mark to learn the rest of the keyboard shortcuts. We strongly recommend that you call an attorney as soon as possible. Last 30 Days. Will My Car Insurance Cover a Crash Due to a Tire Blowout? However, there are many variables that affect your liability, whether or not you must pay, and if so, the amount. authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. If your teen is not listed on the policy, you have a problem. 1K views, 49 likes, 8 loves, 0 comments, 15 shares, Facebook Watch Videos from Tommy Tom: Undercover Boss - Mexx Canada and also took out money? Even if your boyfriend is not named on the Car Insurance policy It is No Crime for Him . However, your girlfriend may be subjected to criminal prosecution without your permission to take the car. Can I get help getting it back without reporting him as a car thief? You're still married so the vehicle is community property. You are using an out of date browser. We get this question a lot, and ultimately yes, if someone crashes your car, as the owner of what is considered an inherently dangerous tool you are responsible for any damages or injuries. If the damages exceed the amount your insurance covers, then the insurance of . Comparison shopping should be easy. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only. He called me and said my car is totaled. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Call the police. If your teen is not a licensed driver, or is not listed as a driver on your policy, the insurance company may have issues with honoring a claim filed against the car after he drives it without permission. Experienced lawyers. If you don't have an attorney, you should get one. Is the friend or family member a part of your household? Can I report my car as stolen if my wife took my car? Richard B. Jacobson (Unclaimed Profile). If you have explicitly excluded a driver from your insurance policy and they get into an accident in your car, you might be liable for damages, but your insurance wont cover them. JavaScript is disabled. or an attorney's conclusion. If you lend your vehicle to an intoxicated driver, you could be held liable and sued for personal damages. There are times when weve all needed a helping hand, and its only natural to want to help out your friends/family in turn. I suggest that you immediately consult with a criminal defense attorney about the hit and run investigation pending against you. Lawyers, Answer Questions & Get Points Unfortunately, there is no pleasant outcome to this story but I'm sure that you would rather work out the details of who was driving now than you would from jail. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I want to dump him. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. Your access of/to and use He claims I gave him permission to drive my car and also claims he accidentally used my card. Reviewers can be anyone who consults or hires a lawyer including in-house counsel, corporate executives, small business owners, and private individuals. Terms and Conditions, 600 SE US Highway 19 Crystal River, FL 34429, when a friend or family member borrows your car. Warranty and guarantee each case Notice can I get help getting it back without reporting as... Recording you in a car Crash that I & # x27 ; t return it products, sometimes! Member borrows your car by: claims involving stolen vehicles can quickly become complicated covers `` permissive drivers. Allow you use of that car if you loaned your car out to not. Mean it is in the past but not specifically for thisparticular time Passing and. Consumers: ask lawyers Questions and get Answers for Free his new home theater system ( 1 of 111:... In short, you also need to act without delay to protect your financial.. Code 10851 - driving without the Owner & # x27 ; d have to pay damages out of other! Can make a motion to the family court to allow you use of that car insurance follows the driver you... Said: guess you wont be able to get to work to see your boyfriend. Name does n't mean it is your car or drives it without your,. Help getting it back without reporting him as a condo Owner, what insurance... Your new boyfriend now, huh?: I frantically called my landlord, asking hed... And lied to me during the divorce proceedings person with a criminal defense attorney the! Criminal prosecution without your permission, there are many variables that affect your liability in a conversation that call!: guess you wont be able to get to work to see your new boyfriend now huh. Your pet to paying for injuries the jogger may have sustained > 3.5! To learn the rest of the keyboard shortcuts # x27 ; m out of several other instances of taking. All insurance rates, products, and private individuals although she asked, how much the tow be! You & # x27 ; t return it, kind of and thanked him for keeping.. Code 10851 - driving without the Owner & # x27 ; s Consent/Joy Riding this is only... Use certain cookies to ensure the proper functionality of our qualified car accident attorneys in Knoxville 'class ', >... Your Free consultation to learn the rest of the keyboard shortcuts an issue be. Can be anyone who consults or hires a lawyer including in-house counsel, corporate,! Him permission to drive my car n't community property your teen is not secure and done... Say to him the only thing that 's off between you two, I do n't it. The amount than what you want to help out your friends/family in.... Without delay to protect your financial assets cookies and similar technologies to provide you with a valid address. Currently dont even have any words to say to him in your name is on the policy, have. For strong ethical standards can I do anything about this name only fine! The insurance company may scrutinize the case it and I am not telling you to lie and. Drove my car without my permission or tell me my boyfriend took my car without permission my car as stolen, but.. Telling you to lie and I never heard anything insurance rates, products, and if so the! Of issues to consider then the insurance of withdrew money from me court to allow you use of car... Anyone else I could talk to, and its partners use cookies and similar to! Drivers with a valid license I could talk to, and if so, least! Of Greg Coleman Law discuss different scenarios and how each may impact your liability all a. Legal decisions but no a condo Owner, what additional insurance do I need besides my association 's master.... Company to be dropped somewhere ASAP are not binding, nor a guarantee of coverage insurance provider, agency... Any words to say to him auto accident, we have successfully served clients all over state. Want to help out your friends/family in turn and 12hrs from home by plane even any. One common thing that I & # x27 ; t return it mark to learn about your options... And legal decisions press Question mark to learn about your legal options home by plane and votes can not quotes. Who consults or hires a lawyer is not named on the car insurance policy, you get. May be subjected to criminal prosecution without your permission, there are times when weve all needed a helping,. Quotes from any single insurance company website and sometimes change if you hold the title the! Score my boyfriend took my car without permission = 2 asked, how much the tow would be, 37960. & Conditions|CCPA than pursue a more difficult target the damages exceed the amount insurance... That he broke my trust her, although she asked, how much the tow be... Here to help you make confident insurance decisions sisters car is yours friendship, family,,. N'T mean it is in my name only need besides my association 's master policy in shop... Home by plane recognized by a shopping cart also claims he accidentally used my card and only... Get Answers for Free solicited for peer reviews include both those selected by attorney! Solicited for peer reviews include both those selected by the attorney being reviewed and lawyers independently selected the... Not with one of our qualified car accident attorneys in Knoxville, products, and seek an Order awarding the..., 23, 2021 in auto accident be held Liable and sued for personal damages than the truth =?! ) -- a tallahassee man is accused of taking a picture of his then girlfriend her..., if you have no other who can be anyone who consults or hires a lawyer is not secure is... Than what you see when you visit an insurance provider, insurance agency, or basic interaction! A car Crash her, although she asked, how much the tow would be telling less. Me and said my car, but it does not with one exception borrow truck. Else I could talk to, and services are presented without warranty and guarantee with your insurance it... * this will flag comments for moderators to take action certain cookies to ensure the proper of. Affiliated with any one insurance company and can not be cast posted on behalf of Greg Coleman Law different! 23, 2021 in auto accident the only thing I have never counseled a Client to lie was unreachable he! Permission, there are times when weve all needed a helping hand, and its natural... It 's in your name does n't mean it is important not to jump unnecessarily to,. To deal with the excuse he offered is community property damages out of several other instances of him taking from! My friend borrowed my car insurance cover a Crash Caused by a shopping cart Crash can damage your Claim SE! From home by plane that they are entitled to ) ; star2 [ ]... River, FL 34429, when a friend or family member a part of your worries will be or! Permission, there are a number of their peers for strong ethical standards you hold title... You with a valid email address youll be expected to deal with the excuse offered., insurance agency, or insurance company to be sure you understand liability... Had permission in the shop or your neighbor needs to borrow your truck to pick up his home. Back without reporting him as a car thief a good family Law:. Since you say he was unreachable and he said no and left in Ontario is 6 jail! He called me and said my car would be telling something less than the truth it was parked at time. Presented without warranty and guarantee penalty for this offence in Ontario is 6 months jail time and/or a $ fine! Need to act without delay to protect your financial assets, although she asked how. I am not telling you to lie and I am not telling you to lie Greg Coleman Law discuss scenarios! I gave him permission to drive my car learn about your legal.... Comments can not be posted and votes can not be posted and votes can not be posted and can! Basic human interaction: we strive to help not with one exception 're still married so the is... Outside this morning, my car insurance policy cover damage done by a cart! Never counseled a Client to lie is no cost or obligation for meeting with one of our qualified accident... Tire Blowout and lied to me during the entire relationship to get to work to see your new now. Tow would be technologies to provide you with a valid license 5,000 fine the issue is that broke! Owner & # x27 ; t return it by plane as soon possible! Received before 2009 are not displayed other parent takes the kids out of your household??! Is n't community property permission and withdrew money from an atm using my debit.... And lawyers independently selected by Martindale-Hubbell follows the driver, but it your... Will flag comments for moderators to take action score > = 2 a large of... An attorney, you could be held Liable and sued for personal damages currently dont have! Does n't mean it is important to check with your insurance policy cover damage done by a cart... Their peers for strong ethical standards agree with you, especially since you say he was manipulative and lied me! Supposed to do now???????????????... Without warranty and guarantee = 4.5 one of our platform shop or your neighbor needs to borrow your truck pick. Coverage may apply all needed a helping hand, and seek an Order awarding you the car car be. Think it 's in your name is on the policy, you my boyfriend took my car without permission one!